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Life & Annuity Licensed Agent

Financial Protection
Built for Your Family's
Future

From term life to living benefits and estate planning — Prasanna guides families through every financial milestone with clarity, care, and no pressure.

5+
Products & Solutions
100%
No-Pressure Approach
Family-First Focus
LP

Lakshmi Prasanna Yegireddy

Life & Annuity Licensed · DeeGee Financial
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Term Life Insurance
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IUL & Whole Life
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Living Benefits (CCT)
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Annuities & Retirement
📜
Will, Trust & Estate
Available for consultations · deegeefinserv.com

You might recognize yourself here

Life gets busy. Financial planning often gets pushed to "later" — but later has a way of arriving uninvited.

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We'll deal with the financial stuff later.
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I handle the money, but nothing's really written down.
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I have some coverage through work. That should be enough… right?
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I'm saving, but I don't know if I'm actually building wealth.
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We haven't set up a will or trust yet.
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I just want someone honest to explain my options.

Five Ways I Can Help Your Family

Every solution is tailored to your stage of life — not a one-size-fits-all product pitch.

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01 · Term Life

Term Life Insurance

Affordable, straightforward protection for the years that matter most — while your family depends on your income.

  • 10, 20, 30-year term options
  • Includes living benefits at no extra cost
  • Coverage from $100K to $2M+
  • Fast approvals — often same week
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02 · Permanent Life

IUL & Whole Life

Life insurance that builds wealth — grow cash value, protect your family, and access funds for retirement tax-advantaged.

  • Indexed Universal Life (IUL)
  • Whole Life with guaranteed growth
  • Cash value you can borrow against
  • Legacy planning for next generation
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03 · Living Benefits

Critical, Chronic & Terminal Coverage

Access your death benefit while you're still living if you're diagnosed with a critical, chronic, or terminal illness.

  • Critical Illness (heart attack, stroke, cancer)
  • Chronic Illness (2 of 6 ADLs / cognitive)
  • Terminal Illness (24-month expectancy)
  • No additional premium on most policies
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04 · Retirement

Annuities & Retirement Planning

Guaranteed income strategies that protect your retirement from market volatility and ensure you never outlive your money.

  • Fixed & indexed annuities
  • Lifetime income riders
  • Tax-deferred growth strategies
  • RMD planning & rollover guidance
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05 · Estate Planning

Will, Trust & Estate Planning

Make sure your assets go where you intend — and your family is protected without legal complexity or delay.

  • Last Will & Testament preparation
  • Revocable living trusts
  • Beneficiary alignment
  • Power of attorney & directives

Living Benefits — Your Death Benefit, While You're Still Living

Most people don't know this exists. Many life insurance policies now include Accelerated Death Benefits — meaning if you're diagnosed with a serious illness, you can access your coverage now, not just when you die.

Critical Illness Chronic Illness Terminal Illness No Extra Premium
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Critical Illness

Heart attack, stroke, cancer diagnosis — access up to 90% of your face amount, up to $1M, when you need it most.

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Chronic Illness

Unable to perform 2 of 6 daily activities for 90+ days? Access funds annually to pay for care — custodial or otherwise.

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Terminal Illness

24-month life expectancy diagnosis? Premiums waived. Access up to 90% of your benefit — use it however you choose.

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Included at No Additional Cost

On most North American policies, living benefits come standard — no rider fee, no extra premium.

Getting started is simple

From first conversation to coverage in place — here's what the process looks like.

1

Free Consultation

A 30–60 minute conversation to understand your goals, situation, and any gaps in your current coverage.

2

Personalized Plan

I review options across multiple carriers and present solutions that actually fit your life — not a quota.

3

Application & Approval

I walk you through the application, answer every question, and stay with you until coverage is in place.

4

Ongoing Support

Life changes. I'm here to review and adjust your coverage as your family and goals evolve.

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"Financial stress usually isn't a money problem. It's a clarity problem — and that's exactly what we fix together."

— Lakshmi Prasanna Yegireddy, DeeGee Financial Consulting Services

A licensed advisor who puts your family first

As a Life & Annuity Licensed professional, Prasanna founded DeeGee Financial Consulting Services with one goal: to make financial protection understandable and accessible for every family — no matter where they're starting from.

She knows that navigating life insurance, retirement planning, and estate decisions can feel overwhelming. That's why every conversation starts with listening — not selling.

"My mission is simple: make sure every family I work with has the protection they need, understands what they have, and can face the future with confidence."
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Licensed & Compliant

Life & Annuity Licensed. Fully compliant with state regulations.

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No-Pressure Promise

A conversation first. Recommendations only when they make sense for you.

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Multi-Carrier Access

Access to leading carriers including North American, a Sammons Financial Company.

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Serving Families Nationwide

Licensed to serve clients across the United States.

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Protection First

Every plan starts with making sure your family is fully protected before building wealth strategies on top.

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Clarity as the Outcome

You leave every conversation knowing exactly where you stand, what gaps exist, and what to do next.

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Whole-Picture Thinking

Income, protection, assets, estate — I look at the full financial picture, not just one product.

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Families at the Center

When one person in a household gets financially clear, the whole family — and the next generation — benefits.

Book a Free Consultation Today

No commitment, no pressure — just an honest conversation about where you are and how to protect what matters most.

Or reach out directly: Prasannakk@deegeefinserv.com